By Peter Suderman | Reason
Obamacare’s defenders, including President Obama, have recently begun making an argument intended to comfort Americans who might be concerned about the law: It simply won’t be a big deal for those who already have insurance.
If you’re part of the majority of individuals who get health insurance through an employer, the law’s only affect will be to increase some of the benefits that are available to you, and ensure that you can get coverage if you lose your job.
“If you’re one of the nearly 85 percent of Americans who already have insurance, either through Medicare or Medicaid or your employer,” Obama said in June, “you don’t have to do a thing. You’ve just got a wide array of new benefits, better protections and stronger cost controls that you didn’t have before, and that will, over time, improve the quality of the insurance that you’ve got.”
Yet for some of those who currently get health coverage through their employers, the law is already having an impact—and not “just” more outside benefits.